Have a conversation with Mariposa, Credit Canada's AI-powered debt management and financial agent, using specialized prompts that can help you visualize what your future could look like.
Compound interest is one of the most powerful forces in your financial life. When you save and invest your money, you earn interest on your funds. Over time, you also earn interest on the interest earned, helping your money grow faster.
The Future You Compound Interest Calculator shows you how your money could grow over time across three paths: not saving, saving without investing, and investing. Compare all three paths and see how today’s choices could shape your financial future.
Use a set of digital flashcards with prompts designed to help you reflect on your money habits and what you want for your future. Use them solo, with a partner, with family or friends, or in a workshop setting.
Everything you need in one place: a Budget Planner, debt calculator, savings worksheets, and goal-setting templates. Print it, fill it in, and keep it as your go-to financial guide.
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With Bruce Sellery and Hal Hershfield
We’ve all made some money decisions we regret. We’re human after all. But sometimes we think about what we could have done differently if we had a second chance. It’s only in hindsight that we really understand the impact of those decisions.
Join Credit Canada CEO and personal finance expert Bruce Sellery, along with Hal Hershfield, the Roger A. Enrico Professor of Marketing at UCLA Anderson School of Management, author of Your Future Self, and host of The Behavioral Divide, to explore why this happens and the research-backed ways to change it. They’ll unpack the psychology behind our relationship with our future selves, why it’s so hard to prioritize tomorrow over today, and how a stronger connection with Future You can change the way you think about money.
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A little extra financial breathing room can make a big difference. We’re helping you get out of debt and back into life with a giveaway designed to bring your Future You closer. Enter for a chance to win money toward debt repayment, plus a Money Management Bundle. Contest runs from Tuesday, November 3 to Tuesday, November 24, 2026.
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Financial literacy isn't about knowing everything about money. It's about having the knowledge and confidence to make informed decisions about spending, saving, borrowing, and planning for the future.
For more than 60 years, Credit Canada has helped people take control of their money and their future. As Canada's first and longest-standing non-profit credit counselling agency, we've supported millions of Canadians with free, unbiased, confidential advice.
Our certified Credit Counsellors can help you:
Ready to take the next step toward your Future You? Our certified Credit Counsellors are here to help.
Keep your Future You journey going with practical money tips, tools, and advice delivered to your inbox. Sign up for the Credit Canada newsletter and get fresh ideas to help you stay on track.
