Don’t Worry About Being Qualified For Personal Debt Management

Debt help is available to anyone in Canada who is stressed about credit card bills, personal loans, payroll loans – or any other kind of debt that isn’t backed up by collateral (like a house or automobile).

Generally, if you can’t make financial ends meet, you are eligible for help. Meanwhile, you are strongly encouraged to enter a Debt Management Program if your monthly debt payments - not counting mortgage or rent – are higher than 20 per cent of your income. This shows that you could be in serious trouble.

At Credit Canada, we welcome anyone who needs advice about how to handle money and reduce or eliminate debt. Our clients come from all walks of life. You are eligible for help regardless of age, sex, race, creed or income level. There’s no pressure or judgment. And everything we do for you is confidential.

Once we understand your situation, you can enter a Debt Management Program, or we will help you through alternative measures that suit your finances, needs, hopes and dreams.

You've Got Financial Problems, We've Got Answers

Paying down debt through a Debt Management Program might be something that suits you. It’s not a complicated process, because you’ve got a qualified credit counsellor handling all the details.

Your debts are consolidated for one low monthly payment. And you counsellor works with your creditors to reduce interest and fees. Meanwhile, a system is set up for convenient monthly payments that are fully secure and fully tracked.  But these steps don’t tell the whole story about this debt solution.

A Debt Management Program offered through Credit Canada also includes valuable finacial advice and tools. You acquire new money management skills that can last a lifetime.  You discover how to create a personal monthly budget to control and track spending. You set financial goals that you can reach. And you learn to view money positively and treat it with respect.