Credit Canada – Credit Counselling Services and Debt Management Solutions

Call 1-800-267-2272

Debt Calculator

Discover the total cost of your debt with our Debt Calculator.

Use our Debt Calculator, and you will get the full story about what you are paying in interest on your debt over time. Learn how compound interest affects the time it takes to pay off a debt. Discover just how much you end up paying over the lifetime of your debt. Just enter the required information.

Calculate Payment Schedule
What is your credit card balance? $
What is the interest rate of your credit card? (annually) %
How is your minimum payment calculated?
Your minimum payment $
What fixed payment could you make every month? $
Calculate a payment table based on Minimum payment
Fixed payment

*This calculator is for demonstration purposes only and assumes a constant interest rate throughout amortization period.


Credit Canada Leaf
Credit Canada, the operating name for Credit Counselling Service of Toronto, is a not-for-profit charitable service that has assisted thousands of people with credit counselling and debt management programs since 1966. Our agency is a Charter Member of the Canadian Association of Credit Counselling Services (CACCS).
Canadian Association of Credit Counselling Services Better Business Bureau Consumer Choice Award

Contact Us

Credit Canada
45 Sheppard Avenue East
Suite 810
Toronto, Ontario M2N 5W9
416-228-DEBT (3328)
Toll Free 1-800-267-2272
Fax 416-228-1164

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