Reduce the interest on your debt by up to 91%
For more than 50 years, Credit Canada has been providing debt relief to people just like you. As a non-profit organization and Canada's first and longest-standing credit counselling agency, we've helped thousands avoid bankruptcy, become debt-free and achieve financial wellness.
How Credit Canada can help you get out of debt and back into life.
Credit counselling
Our non-profit credit counsellors help individuals manage and pay off their debt by providing financial education, budgeting assistance, and debt consolidation programs.
Debt and money management
Our credit experts can assist you in consolidating your unsecured debts and creating a customized plan to achieve financial freedom.
Financial coaching
Get personalized financial coaching, tools, and support to change your financial life affordably with Credit Canada's Financial Coaching programs.
We've helped over 2 million Canadians sleep better
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What Our Clients Say About Our Counsellors
Today I had my assessment with Randolph and he is going to be able to help me have a brighter financial future. Having someone like Randolph who took his time to explain everything and make sure I was able to understand it was just amazing. I would like to thank you and your team for helping me take the first step.
- Darlene Salmon
Randolph Taylor Credit Counsellor Learn More →
If you're experiencing issues with your debt, this is the place you need to contact. I have nothing but great things to say about Credit Canada and specifically my Credit Counsellor, Jean Riddell. She went above and beyond helping me get my situation corrected. Thanks again Jean!
- James Steel
Jean Riddell Credit Counsellor Learn More →
I would like to thank the staff at Credit Canada, especially Randolph for his patience, professionalism and for making the experience a lot less intimidating than I thought it would be. I would definitely recommend Credit Canada to anyone who has gotten themselves into an awkward financial situation and needs to know how to deal with it. Look no further.
- Gail Anne GR
Randolph Taylor Credit Counsellor Learn More →
Sandy is absolutely incredible. I had the pleasure of working on a Debt Management Program with her 2.5 years ago. She taught me financial skills, budgeting, learning to work with my money, and motivated me to reach my goal. I paid off $10,000 in debt in 9 months. Today, after my 2-year mark, she wrapped up my account and helped me with credit building options for the future. So relieved, grateful and happy I had the opportunity to work with Sandy and Credit Canada.
- Kaitlyn Ouimette
Sandy Daykin Credit Counsellor Learn More →
I had tried another place before coming here and the difference in time and knowledge was like night and day. Cathy was so insightful and didn't rush me out the door, or make me feel like any question I had was dumb. She really helped direct me on the road of debt recovery and I felt empowered leaving her office. Thank you.
- Melissa DiCicco
Cathy Plowman Credit Counsellor Learn More →
We spoke with Becky about our situation and she gave us many great options to explore without being judgmental or making us feel embarrassed or ashamed. This is definitely a good place to start if you need help. Don't be afraid to pick up the phone and give them a call to get back on the right financial track. We no longer have sleepless nights worrying. Thanks Becky for being such a genuine caring person, it’s very rare nowadays.
- UnicornProductionsBK
Becky Western-Macfadyen Credit Counsellor Learn More →
13-Time Consecutive Winner of The Consumer Choice Award for Credit & Debt Counselling Services
Our agency is an accredited member of Credit Counselling Canada (CCC), a national association of non-profit credit counselling services. As an accredited member of CCC our agency must meet or exceed industry-wide standards for service delivery & integrity.