Credit Canada GOLD

• Credit Canada GOLD moves beyond traditional financial literacy, which is knowledge-based, to financial well-being, which is insight-based. Those insights drive action and sustained behavioural change, making a continued impact over time. 

• The objective of the GOLD program is to help participants get out of debt so they can get back into life.

• The comprehensive program is designed to create a trusted community of learning while providing participants with the personalized support they need to meet individual financial goals.

This program is for individuals:

• Who have not done the GOLD program before.

• Who are dealing with more Canadian consumer debt (i.e. credit cards, loans, etc.) than they can manage. (This typically means approximately $8,000 or more. There is no maximum limit.

• Who are not currently enrolled in or able to do a Debt Consolidation Program, or file for bankruptcy or a consumer proposal.

• With a minimum net household income of approximately $2000/month.

• Who are ready and willing to be coachable and would benefit from new skills and additional support to make progress.

• Willing to take action. You’ll learn how to reduce your debt, but knowledge isn't power. Knowledge alone is nothing. The application of knowledge – now that is powerful.

• Willing to make mistakes, pick themselves back up and try again on a regular basis. GOLD is a “brave, supportive space.”  Practice over perfection builds experience, your own insights, and your path to success.

• Willing to let go that there's some shortcut. True success comes from persistently working at it and building new habits over the long term, with support.

• There are six live virtual classes and five small group coaching sessions with your own personal coach. There will also be various activities to do and homework to complete.

• When does it happen?

• Live, virtual classes are 2 hours, one day a week for six weeks.  You must make yourself available for every class.

• Small group coaching sessions are 1 hour a week for five weeks.  You must make yourself available for every session.

• Both the classes and coaching sessions are held over Zoom.

• Participants in the program will be granted a full scholarship ($700 value), so no cost will be incurred. In other words, it’s free!

• After the program is over, you become a part of the GOLD community! This means you will have two years of ongoing support, resources and live events, ensuring you are never alone in your financial journey. 

• There will be a check-in every three months over the two years.

• You will also get access to free resources and live events.