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A non-profit charity providing free credit counselling and debt help since 1966.

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Working three jobs to put myself through college - then finding work after college - was pretty tough.

Niki

Latest Blog Post

By Karina Arancibia
Posted on Thursday, February 11, 2016
It's in the air, we can all feel it --- the special month is here. That romantic Valentine’s Day. The message is everywhere, “Love is in the air”.   Did you know that approximately 150 million Valentine's Day cards are exchanged annually, making Valentine's Day the second most popular card sending holiday after Christmas?   Do you find yourself stressing over this occasion? Like any other celebration, the idea is to enjoy it. The most popular gifts are cards, flowers and candies or chocolates and the average gift for that special valentine in North America averages $180.   Most people tend to...