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A non-profit charity providing free credit counselling and debt help since 1966.

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Working three jobs to put myself through college - then finding work after college - was pretty tough.


Latest Blog Post

By Alan McQuarrie
Posted on Thursday, September 3, 2015

Overspending is something we regularly see contributing to debt problems when providing Canadians with credit counselling. That overspending is not always easy to avoid. I recently received a coupon from a popular fast food restaurant for their name brand breakfast sandwich.  It had been many years since I had their famous egg muffin sandwich and I decided, “it’s time to get my fix.”  Arriving at the order window, I hastily decided to order two sandwiches.  The voice from the order panel with all the tempting pictures immediately informed me that to use my coupon I needed to add a beverage...