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Free Credit Counselling and Debt Consolidation in Barrie

Barrie living offers many benefits thanks to its historic downtown and waterfront areas overlooking Kempenfelt Bay. As the host of a number of festivals and events year-round, there’s always plenty to do in Barrie.

Of course, living anywhere in Canada can be expensive, especially when you’re struggling with debt problems. If you’re feeling overwhelmed by your financial situation, struggling with high-interest rates, or finding it difficult to keep up with minimum payments, you may want to consider debt counselling in Barrie with Credit Canada. We offer non-profit debt counselling, debt relief, and debt consolidation help by phone to all Barrie residents.

Get Debt Help

Credit Canada Barrie Office

49 High St., Third Floor

Barrie, ON L4N 5J4

705.252.2327

info@creditcanada.com

Mon-Thur: 8am - 6pm (ET)

Friday: 8am - 5pm (ET)

Saturday: 8am - 4pm (ET)

Our Qualified Credit Counsellors in Barrie Can:

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Complete a full review of your financial situation, including a debt assessment which looks at your monthly income, expenses, and debts—and discover ways to save.
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Help you develop a money management plan and budget to get your finances back on track and eliminate debt.
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Explore various debt management solutions that are best suited for your unique situation without having to resort to bankruptcy in Barrie.
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Explain how we can stop collection agency calls, stop the interest on your debt, and lower monthly payments.
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Teach you how to build your credit, improve your credit score, manage a budget, and increase savings—all so you can live debt-free.
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If applicable, enroll you in a Debt Consolidation Program to address your debts, or find another solution such as consumer proposals or a debt settlement that puts you in control of your finances.

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Wondering How a Debt Consolidation Program Works?

Unlike debt consolidation loans, you’re not borrowing more money. Instead, a debt consolidation program is an arrangement between you, your creditors, and Credit Canada that provides debt relief. Here’s what the program can do for you.

  • Wrap up all your unsecured debts into one lower monthly payment (including credit card debt, payday loans, unsecured lines of credit, outstanding bills, etc., as these debts don’t have collateral attached to them, like a home or car)
  • Reduce or stop the monthly interest on your debt
  • Negotiate a lower monthly payment that you can afford
  • Set a completion date, so you can see the light at the end of the tunnel (sometimes in as little as two years)
  • Stop annoying collection calls

Hear what our clients have to say about our Barrie Credit Counsellors

My Credit Counsellor Jean was very patient and thorough while she took me through what was needed to determine my situation. I have a better understanding of where I stand and what my next steps are to eliminate my debt. I highly recommend Credit Canada Debt Solutions.

- Meaghan Ogilvie

Jean RiddellCredit CounsellorLearn More →

Sandy is absolutely incredible. I had the pleasure of working on a Debt Management Program with her 2.5 years ago. She taught me financial skills, budgeting, learning to work with my money, and motivated me to reach my goal. I paid off $10,000 in debt in 9 months. Today, after my 2-year mark, she wrapped up my account and helped me with credit building options for the future. So relieved, grateful and happy I had the opportunity to work with Sandy and Credit Canada.

- Kaitlyn Ouimette

Sandy DaykinCredit CounsellorLearn More →

If you're experiencing issues with your debt, this is the place you need to contact. I have nothing but great things to say about Credit Canada and specifically my Credit Counsellor, Jean Riddell. She went above and beyond helping me get my situation corrected. Thanks again Jean!

- James Steel

Jean RiddellCredit CounsellorLearn More →

I was nervous and a bit scared but Jean was so amazing. She knew exactly what I was going through! I can’t thank her enough!!!

- Captain Roblox

Jean RiddellCredit CounsellorLearn More →

Credit Canada is the place to go when you need help and advice to get out of debt. Sandy Daykin was by far the best. She gave the best advice and help. Now, thanks to the help I received, I am very happy to be debt free. Plus, with their help I have a good sized savings account. Just call them and they will help you also. They took the stress out of my life and I'm so thankful for that. Call them today!!!!!!!!!

- Pat Bennett

Sandy DaykinCredit CounsellorLearn More →

Jean in Barrie is wonderful to work with. She made things clear and as painless as they could be. She encouraged us along the way, went to bat for us when things were complicated, and we are happy and proud to have sorted out our finances while establishing better habits during the repayment process.

- Susan Kendal

Jean RiddellCredit CounsellorLearn More →

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Ready to Get Started?

If you live in Barrie and your goal is to become debt-free, contact us today by calling (705) 252-2327 or complete the form on this page. All of our debt counselling is 100% free, confidential, and non-judgmental, and there's no obligation. 

Start Living Debt Free

Money-Saving Tips

We understand life in Barrie can be quite expensive, so here are a few tips on how to save, whether it’s creating a monthly budget, tracking your spending, or both! 

  1. Understand how to create and keep a budget.

  2. Track your spending for better money management and to determine where you can make cuts. 

  3. Forgo the car! Consider public transportation or ride-sharing options in and around Barrie to save a bundle on gas, car payments, and auto insurance.

  4. Some things in life do come free! There are tons of free events happening every day in Barrie.

  5. Check out and subscribe to our blog for instant updates on money-saving tips and get-out-of-debt advice.

Working With a Reputable Credit Counselling Agency in Barrie

We know when it comes to choosing a Canada debt solutions company, you have many options. However, it’s important that you don’t pick the first company you come to (or that comes to you) out of desperation. There are many crooked companies out there willing to take advantage of your situation, making your financial situation even worse. 

Working with Credit Canada, you can be confident that you’re in good hands knowing we will offer you the best debt consolidation solutions in Barrie. What makes us different?

Our Fees are Reasonable

For-profit credit counselling agencies charge just for a counselling session, and then charge high monthly fees when you enter a program. Not at Credit Canada. Our debt counselling is free, and if you sign up for a Debt Consolidation Program you’ll pay just a small set-up fee of $50 and a minimal management fee of 10% that’s included in your monthly payment.

We are an Accredited Organization

Credit Canada has accreditation from both Credit Counselling Canada (CCC) and the Association for Financial Counselling & Planning Education (AFCPE).

We are a Non-Profit Organization

As a non-profit organization, Credit Canada will never take advantage of you. In fact, we are constantly lobbying against scams and companies making unrealistic promises. As stated on the Government of Canada’s website, a non-profit “is a club, society, or association that's organized and operated solely for social welfare, civic improvement, pleasure or recreation, or any other purpose except profit.”

Some shady companies have been known to change their names frequently so people aren’t able to find dirt on them online or through reviews. Credit Canada has been around for over 50 years, and you’re also welcome to check out our Google Reviews, where we’re proud to say we’ve received an impressive 5 out of 5, with 36 reviews about our Barrie credit counselling. In addition, we’re often a featured expert in the press, such as the Financial Post, The Globe and Mail, the Toronto Star, and more.

Make the Call That Could Change Your Life!

Today, more than half of all Canadians say they’re concerned about their debt, and nearly 50% don’t believe they’ll be able to cover their expenses over the next few months without increasing their debt. If this sounds like you, let’s talk. We’ve been in the business of helping Canadians for over 50 years, and our certified Credit Counsellors have years of experience. Our Barrie Credit Counsellors will never judge your situation, and never pressure you to enter a program you’re not interested in. Of course, you don’t have to just take our word for it. Our clients have plenty of great things to say, too!

If you want debt relief without declaring bankruptcy in Barrie, give us a call at 705.252.2327 or fill out the form on this page. Our experienced credit counsellors offer consumer debt counselling with a free debt assessment and confidential, non-judgmental money management advice with no obligation.

Start Living Debt Free