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A non-profit charity providing free credit counselling and debt help since 1966.

Money Management

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Use our free Debt Calculator to get the full story about what you are paying in interest over the lifetime of your debt, and how compound interest affects the time it takes to pay off a debt.

Here are some basic facts about Credit Reports, Credit Ratings, and Credit Scores.  It can take time to improve your credit score so if you have never checked your credit, now is the time to get started!

Step by step guide showing you how to create a budget to track your spending that works.

If you fall behind on your payments, eventually you will get collection calls. You need to know what your rights are, and you will also have to think about your options for dealing with the debts themselves.

If you have problem debt, how can you determine what your options are to avoid bankruptcy?  A Debt Management Program or a Consumer Proposal might be a better option than a bankruptcy.  What factors determine which one is the best choice?

Learn the fundamentals of buying a home and how to buy a home responsibly and with confidence.

Payday loans are a very expensive way to borrow and should only be used as a very last resort. Learn the do's and don'ts of payday loans.

Debt is considered to be the #1 reason why couples argue.  Learn about what to do if you find that your finances are a source of friction with your partner.

If you've lost your job, and now you're trying to figure out how to pay the bills, you need to know that you always have options.  We'll show you how you can deal with this, so you can make the best of a bad situation.

Attend one of our Money Management Seminars to learn more about budgeting, financial planning, credit and more.

Each November, Credit Canada Debt Solutions and an array of financial, government and corporate sponsors stage a premier event devoted to improving financial literacy amongst individuals, families, and communities throughout Canada.